Why Is Getting a Survey When Buying a House Necessary?

The process involved in buying a house is not as straightforward as most people think. You do not pick a house or get one built then move in when the deal is closed or the house is finished.

You have to be a diligent home buyer to avoid regrets later. This means getting a survey when buying a house in Dublin or elsewhere in Ireland.

Importance of Getting a Survey When Buying a House

But why is there a need to have the house inspected? Isn’t this an unnecessary expense given that sellers are legally required to be transparent about the property’s condition?

It is true that sellers and their real estate agents are obliged to provide pertinent information about the state of the house. However, there are cases wherein these property owners fail to uncover certain problems about the house. Then, there are those who choose not to declare some issues thinking they aren’t important.

So, it is crucial that you hire experts to inspect the property. Ideally, this should be done before the sale is completed.

A professional inspection helps you determine the actual state of the property. It enables you to make an informed decision about what repair work should be done before you proceed with the purchase or how much you would be willing to pay for the property.

The survey can provide information that you can use to negotiate a lower sale price. For example, if the inspectors uncovered issues that costs €20,000 to repair, you can ask the seller to slash this amount from the property’s price.

Tips on Getting a Survey When Buying a House

Order a Snag List for a New Build House

You may think that a survey is only necessary when purchasing a second-hand house. This is not true at all! Even a brand-new house needs to be inspected.

The unfortunate reality is that poor workmanship plagues many newly built properties these days. This translates to houses with several cosmetic and functional issues such as peeling paint or dents on walls. In some cases, these properties even have structural issues which may jeopardise the safety of the inhabitants.

Simply put, newly built homes are not perfect. They have defects and may not be made according to the agreed standards. These issues need to be uncovered, so homebuyers like you do not move into a substandard house, pay for repairs and worry about their safety.

A snagging survey is the recommended type of inspection when it comes to new build homes. Once the survey is completed, a snag list, a report containing all the snags uncovered, is given to the homeowner. You can use this list to negotiate with your developer or builder.

Order a Type 1, 2 or 3 Survey for a Second-Hand House

Now, if you are not buying a new build property, the type of survey you should get is a Type 1, 2 or 3 inspection.

A Type 1 survey involves a basic assessment of the property. Some call it a walk-through inspection wherein some parts of the property would not be checked.

Moreover, the surveyor will not provide insights or recommendations about planning issues. This type of survey is only recommended for modern houses which are still generally in good condition.

A Type 2 survey is a more thorough inspection, one that is geared towards identifying issues that may affect the property’s value. It also involves aspects or features of the house that do not comply with existing building regulations.

While it is a comprehensive inspection, it won’t include checking underlying issues or going beyond what’s visible to the eyes. Hence, this inspection only finds surface-level problems.

Aside from the issues uncovered, the surveyor’s recommendations, such as repairs that should be done, are included in the report.

Lastly, a Type 3 survey is the most thorough inspection. It involves checking the structure and condition of the house. Some call it an intrusive inspection as it may include raising the floorboards.

A Type 3 survey is best for properties over 50 years old and/or in poor condition. Houses with unusual designs may also benefit from this kind of survey. Since it is a very comprehensive inspection, you can expect surveyor fees to be more expensive.

A house is one of the most expensive things you’d purchase in your life. Whether it is a newly built or second-hand house, have a professional inspect it. This is the best way to ensure that you get the property you paid for and spend your first few months enjoying your new home.

Are you buying a new build house in Dublin or Kildare? Get a professional snagging survey before you close the deal! Call us now on 085 256 3277 or click here to request a quote.